Less stressful house buying, house selling and remortgaging
Moving home ranks highly amongst stressful experiences, but at mosshaselhurst we make the house buying, house selling and remortgaging processes as quick and straightforward as possible.
Your appointed conveyancing solicitor will oversee all aspects and stages of house buying, house selling and remortgaging, acting in your best interests at all times.
The key stages of a Purchase Transaction – Step by Step
- The contract package is sent to the Buyer’s solicitor by the Seller’s solicitor. This includes an Information Form and Fixtures and Fittings Form completed by the Seller.
- Upon receipt, the Buyer’s solicitor carries out the necessary Searches. Depending upon the location of the property, these may include a Local Search, Water and Drainage Search, Environmental Search, Coal or Brine Search and/or Chancel Repair Search.
- The Buyer's solicitor checks the title and other information and raises any necessary Enquiries.
- The Buyer’s solicitor receives the Mortgage Offer from the Lender and asks the Buyer to sign the Mortgage Deed
- When the Search results and replies to enquiries are received, the Buyer’s solicitor prepares a report for his/her client.
- The Buyer signs the contract, pays the deposit and completion date is agreed by all parties.
- Contracts are exchanged by the solicitors. This is when the agreement to purchase the property is binding.
- Final searches are conducted
- The purchase is completed on the completion date. This is when the Buyer collects the keys and can move into the property.
- The Buyer’s solicitors pay the stamp duty and register the property in the Buyer’s name at the Land Registry.
The key stages of a sale, step by step
- The seller's solicitor obtains title deeds and sends a Contract package to the purchaser's solicitor. This includes a fixtures & fittings form and a property information form which are completed by the seller, together with a draft contract.
- Searches are conducted and enquiries are raised by the purchaser's solicitor. The seller's solicitor responds to those enquiries.
- The completion date is agreed and contracts and the transfer deed are signed.
- Contracts are exchanged and the deposit is paid.
- Any mortgage redemption figure is obtained.
- The sale is completed.
- Any mortgage is repaid and the sale proceeds are sent to the seller.
The key stages of a remortgage, step by step
- The title deeds and redemption statement are obtained from the current mortgage provider.
- The remortgage offer is received.
- Any searches required are carried out and the title checked.
- The mortgage deed is signed and a completion date is agreed.
- The remortgage is completed.
- Any existing mortgage is paid off.
- The remortgage is registered at the Land Registry.
mosshaselhurst's conveyancing services are high quality, professional and offer excellent value for money. For further details please contact our talented team and let us take the strain.
